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Are you getting the best deal for your housing loan?


Enjoy savings through MoneyMind, an independent mortgage broker working closely with the financial institutions providing you with neutral, objective and confidential advice on the best way to save money on your housing loan and speed in repaying your loan in lesser years.

Whether you are buying a new home or refinancing an existing housing loan, MoneyMind has all the best answers for you.


 A customized home loan package to suit your needs!

With our vast experience and contacts with the respective financial institutions, MoneyMind has helped over 4,500 customers like yourself in 2007 alone to structure and tailor personalized housing loan packages that saved them time and money.


Enjoy instant savings TODAY!

Be it a new housing loan or refinancing your existing loan, there is money to be saved!

  • Reduced interest rates to save on monthly repayments
  • Choose from SIBOR, SOR, CPF, fixed, variable, blended, promotional rates or interest servicing only
  • Repay your housing loan early and save on interest payments
  • Get extra cash from your private property through secured equity term loan or overdraft for other investments
  • Reduce your monthly repayment by stretching your loan period
  • 0% interest rate (interest offsetting) for your housing loan

Take a look at the chart below. If you have an existing loan of $200,000 based on an interest rate of 4.5%, your monthly installment would be $1,111.66. By refinancing, we may be able to help bring the interest rate down to 2.5% and only pay a monthly installment of $897.23. That’s a saving of $214.43 every month.

In addition, you will be able to save an additional $15,788 in interest and extra principal prepaid during the first 3 years. The total savings over 3 years is $23,507 just for a $200,000 loan.

 

Existing

Refinancing

Savings

Outstanding Loan Amount

Existing

S$200,000

 

Remaining Loan Term

25 years

25 years

 

1st Year

4.5% = $1,111.66

2.5% = $897.23

$214.43

2nd Year

4.5% = $1,111.66

2.5% = $897.23

$214.43

3rd Year

4.5% = $1,111.66

2.5% = $897.23

$214.43

Total saving from reduced monthly installments

$7,719

Total interest saved + extra principal over 3 years $15,788

Entire Savings for $200,000 Refinancing over 3 years

$23,507.00


Why MoneyMind?

Customers today have been talking to mortgage officers from the respective financial institutions about their housing loan. The problem they face is that with the vast amount of information and diverse loan packages available, choosing the right package seems to be a challenge and an exasperating exercise.

At MoneyMind we are the only ONE-STOP independent mortgage broker with answers to all your queries. By talking to us first, we as your matchmaker will prioritize your requirements and be able to solve your problems by recommending the best package that would suite your needs to a tee. Our main objective is to help you save precious time - more importantly SAVE you Money.


Our Free Services Include:

  • meeting up to understand your needs
  • explaining the different types of housing loan packages available in the market (all benefits, terms, conditions, limitations, freebies, etc.),
  • a complete financial analysis, housing loan plan, and comparative loan calculation
  • short listing and recommending the best package that meet your every requirement,
  • applying and processing of your housing loan application,
  • guiding you throughout the whole process,
  • negotiating with the respective Financial Institution (FI) to structure a customised package to suit your individual need,
  • taking it through right to completion,
  • helping you SAVE time and more money.

With our vast experience, we would be able to make your housing loan exercise easy and memorable. Best of all, our services are completely FREE OF CHARGE for we are remunerated by the respective Financial Institution (FI).

Call Us For A Non-Obligatory Discussion to experience first hand our 10 MINUTE GUARANTEE which would unveil all the various options available to you. Receive a report detailing a customized housing loan plan with the assistance of our Mortgage Management System.

Speak to our friendly Mortgage Advisors at 6100-SAVE (6100-7283) and let MoneyMind show you how to start saving on your property loan.

   
ABN AMRO
Bank of China
CIMB
DBS Bank
Hong Leong Finance
HSBC Bank
Lloyds TSB
Maybank
OCBC Bank
POSB Bank
RHB Bank
Singapura Finance
Sing Investment
Standard Chartered Bank
UOB Bank



Speak to our Experienced Mortgage Advisors to have a complete understanding of the housing loan market and have a detailed housing loan plan provided to you completely FREE OF CHARGE without any obligations.

Contact us immediately for your personal copy of “HOUSING LOANS 101, Your Complete Personal Guide”, which is packed with valuable nuggets of mortgage related information for all your housing loan needs compliments of MoneyMind.

Speak to us @ 6100-SAVE (6100-7283) or
email us at save@moneymind.com.sg.


If you are a Housing Agent, call us @ 6100-CASH (6100-2274).